Risk Warning


The purpose of this document is to warn you about the risks involved when lending funds or investing in shares. The list of risks and warnings is non-exhaustive and there may be other matters that you may need to consider when deciding to use this website and make investment decisions. This document should not be viewed as investment advice or guidance of any kind. It is written in order to remind and warn you that there are various risks involved, when investing in loans.

You are only dealing with a single property developer, Fifty Shades Developments, however the risks involved with investment decisions might affect investment returns and, as there are no guarantees with exchange rates or property prices in Poland, you might incur losses. We advise you to seek professional investment advice and also legal and tax advice before investing through this website.

When investing through our company, please be aware of the following risks:

You may lose your interest payments

Fifty Shades Developments, looking to raise funds through peer-to-peer lending, like any other business, are vulnerable to financial difficulties, which may mean that even though we project that we would be able to pay interest on the loans, during the term of the loan the situation may change, and we may become unable to make the interest payments that we initially promised or even at all. However, because the loans are secured and the properties are insured, if the borrower becomes insolvent, you will still be able to recoup your initial investment as you will have a "promissory note" or lien secured on a property.

Your investment is very liquid

Liquidity is the ease with which you would be able sell your investment to someone else in order to recover it. As there is a secondary market for your loan, via the resale of the property you will be able to recover your investment.

You may request an early repayment of the loan, if you need the invested money during the loan term yourself, however there will be a penalty fee. Therefore, before making any lending decisions, you should assess your future financial needs.

Market risk

Please note that political or social circumstances, changes in the legal acts and changes in the situation on the market can bring about negative influences on your investment.

Legal risk

The legislative acts, administrative practice and other factors may contribute to the legal risk. The legislative acts and administrative practice regarding state supervision, assets, ownership, investment activities and taxation may change and influence your investment and the outcome of your investment.

Investing in a foreign country

Please be aware that when investing in a foreign country, you may encounter different and non-familiar economic, political, social and legal environments.